Working Capital
Right for you if: 
You think your business will benefit from a boost in operating capital
Maintain enough capital to operate, weather seasonal ups and downs, and act on growth opportunities with one of our customisable credit solutions. 
 Demand Loans (in U.S.* and local currency):
 
                
            Our U.S. dollar or local currency Demand Loans can be used to:
Acquire capital goods
Upgrade a plant
Purchase raw materials for manufacturing
Enhance your working capital
Take advantage of Scotiabank’s flexible payment arrangements, including monthly instalments or lump-sum payments.
 Overdraft Protection:
 
                
            Overdraft Protection is a safety net that helps you meet your short-term Working Capital needs and enables your company to improve cash flow requirements. Scotiabank charges a competitive interest rate on the overdrawn amount.
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Subject to regulatory restrictions.