Electronic Access Account
An account designed for clients who prefer to bank digitally.
Is this Chequing Account right for you?

Right for you if you:
- Can benefit from a discounted monthly account fee‡
- Enjoy self-service banking
- Can benefit from cheque writing priviliges1
- Use for everyday banking such as purchases, ATM transactions and transfers
- Want to pay no fees when you use Scotia ATMs, shop with your ScotiaCard™ and, make transfers to other Scotia accounts
- Want to make third party transfers using the Scotia Caribbean App and Scotia OnLine Banking
- Are interested in Overdraft Protection2

May not be right for you if you:
- Are interested in only opening a savings account that earns interest
Top reasons to choose this account.

Account benefits
- Discounted monthly account fee‡
- Self-service banking using Scotia ATMs, Scotia Point of Sale (POS) machines, the Scotia Caribbean App and Scotia OnLine Banking

Grow your money
- FREE when you use Scotia ATMs, use your ScotiaCard™ and when you make transfers between Scotia accounts using the Scotia Caribbean App and Scotia OnLine Banking

Scotia perks
- Monthly electronic statements
- Cheque writing privileges1
- Overdraft protection2
1
A per transaction fee will apply for branch/ cheque transactions (if allowance is exceeded).
2
Normal lending criteria / terms and conditions apply.
‡
Discounted monthly account fee when you assign your salary electronically.
Tools and advice.
Choose an account that's right for you.
Compare our chequing and savings accounts.
Open an account online, today.
Once you've completed the steps online, make an appointment to visit a branch to collect your card and you're GTG!