Mortgage Centre

Buy the home. Build the memories.

Home is where your story grows.

Our Advisors will show you mortgage solutions customised to your needs, so you can enjoy your home knowing you made the right decision.

Mortgage Loyalty Program

 

Get discounted rates from 4%*, with new funds and 3% cash back not exceeding $500,000.00‡

Get prequalified on the spot. 

All you need is a valid photo ID†

Benefits of prequalification:

 

  • Find out how much you can spend on your new home.
  • Show potential sellers that you're able to borrow.
  • Gather documents for the mortgage application process.

 

Downpayment

Buy new, with 10% down.

Repayment

Customised repayment terms.

new mortgage rates

New homeowners, you can benefit from rates as low as 4%* and 3% cash back not exceeding $500,000.00‡

mortgage switch

Already have a Mortgage?

Switch to Scotia and get rates as low as 4%* and 3% cash back not exceeding $500,000.00‡

 

Here’s how it works:

Step 1

Send us an email to make an appointment.

Step 2

Discuss your financial situation and agree to a credit check.

Step 3

Receive a letter stating the Mortgage amount for which you have prequalified; including the terms and monthly payments.

Interested in building or renovating?

Learn more about our Home Builder Loan.

Credit Protection

In the event of your death or the diagnosis of a specific health crisis, your Mortgage can become a financial obligation to your family. Learn how Credit Protection can prevent this from happening.

Ready to get started?

Make an appointment