Scotiabank Gold Mastercard®
Your card comes with benefits
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Earn cash back
Earn cash-back rewards. Up to 4% rebate on purchases in the form of a credit issued once a year in November.
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Peace of mind
Peace of mind with emergency services available through Mastercard® Global Service.
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Purchase Protection
Up to US$200 for Purchase Protection per occurrence provides reimbursement for theft and /or accidental damage of purchase of the covered item.
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Get additional cards
Get additional Scotiabank credit cards for family members and friends. Share the flexibility and convenience of Mastercard® credit with your loved ones. Learn more.
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Credit Protection
Protect your loved ones with Scotiabank Credit Protection, optional insurance that can cover the outstanding balance of your credit card in the case of death or diagnosis of a covered critical illness. Read more.
Earn more with 4% cash back.
Apply today and get a Welcome Bonus.
Get the most cash back ever on all your everyday purchases with Scotiabank Gold Mastercard®.
Earn 4% cash back at grocery stores & gas stations, 2% at pharmacies and 1% everywhere else.*
At a glance
Up to
4% cash back rewards on purchases
GYD Annual Fee
$11,750
Up to
US$200 per occurrence Purchase Protection
Security in mind
Every transaction you make using a Scotiabank card with chip and your unique 4-digit Personal Identification Number (PIN) gives you an added layer of security. That means greater protection each and every time.
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Find the card that's right for you
Compare cards with our Mastercard® Benefits Comparison Chart
Mastercard® Terms, Conditions and Agreement
Terms, conditions and exclusions apply. * Benefits offered by MasterCard®, for details please contact MasterCard LAC Services Help Desk 24 hours a day, 365 days a year at 1-904-636-2576 (or lac_services_helpdesk@mastercard.com)
Additional Cards
You can order additional cards at any time. Read more.
View the Credit Card Cardholder Agreement
View the Credit Card Schedule of Rates & Fees