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Basic Access Account
A basic bank account for your minimal day-to-day banking needs.
Is this account right for you?
Right for you if you:
- You do not have an existing bank account at any local bank.
- Your deposits, withdrawals or transfers do not exceed GYD $12,000,000 annually.
- Want to open a single or joint account1
- Can benefit from 1 FREE branch transaction2
May not be right for you if you:
- Have an existing bank account at any local bank.
Top reasons to choose this account.
Account benefits
- No monthly account fee*
- 1 free in-branch transaction2
- View your account balance, transaction history, pay bills, transfer funds and more using the Scotia Caribbean App and Scotia OnLine Banking.
Grow your money
- FREE when you use Scotia ATMs, use your ScotiaCard™ and when you make transfers between Scotia accounts using the Scotia Caribbean App and Scotia Online Banking
Scotia perks
- Monthly electronic statements
NOTE: International wire transfers, credit and overdraft facilities are not available for this account type.
♢
Transactions that can be completed via our alternate channels (Scotia Caribbean App, Scotia OnLine Banking & Scotia ATMs) will not be considered as "free" and will incur a fee, when completed in branch.
*
No monthly account fee by maintaining a minimum daily closing balance of GYD $5,000.
1
Persons who wish to use the Basic Access Account as a joint account may do so, understanding that in the event they wish to open additional, individual accounts, they will need to consider an alternate account type.
Tools and advice.
Choose an account that's right for you.
Compare our chequing and savings accounts.