Is your home adequately insured?

Check with your insurance provider.

Your home is your most valuable asset. Ensure it’s covered for its reconstruction value.  

What is underinsurance?


Underinsurance means you have insured your home or contents for less than the actual cost to rebuild, repair or replace. This can put you at significant risk of financial hardship in the event of a claim.

What is your sum insured?


The dollar value you choose to insure your home and its contents for, is referred to as your sum insured. This represents the full cost to rebuild, repair or replace your home in the event of a total loss. 

Why does updating your sum insured matter?


The true replacement cost of your home increases over time. Just as the cost of living increases each year, so do the costs associated with building your home.

turning wheel dollar

Construction Materials Costs

Labour Costs

Energy Costs

Update your home insurance, today.

Get in touch with a qualified surveyor to complete an appraisal of your property every few years. 

Create and update a comprehensive home contents list. Make sure you know how much your stuff is really worth.

Ensure your valuables are photographed and appraised. Some high value items may require extra coverage.

Remember to adjust your sums insured following renovations and/or purchases.

Review your sums insured annually, at each renewal – as the cost to rebuild has likely increased over time due to inflation.

Contact your insurance provider to discuss your options.

Frequently Asked Questions (FAQs)