Compare Accounts and Fees

Choose an account that's right for your needs.

We're here to make your banking simpler. Whether you want to transact or save – we have an account that's right for you.

Finding the right account starts with understanding what you will be using it for. The Account Selector Tool will help identify the best account to meet your needs – all you need to do is answer a few quick questions about how you want to bank.

Want to see everything we have to offer and choose for yourself? The account comparison chart is here to help you identify the features and benefits each of our accounts offer and find the one that is right for you.

AccountMonthly FeeCustomer Initiated Transactions IncludedUnlimited Self Service Banking (ATM, P.O.S, Scotia Caribbean App, Scotia OnLine, Banking)Unlimited Self-Service Transfers Between AccountsAdditional Transaction FeesScotiabank Savings Reward Plan Eligibility (Bonus Interests on ASP Contributions)Pays InterestOverdraft Protection (Subject to approval)
Total Access Account (GYD)$800.0010 in Branch or ChequeFREE-$100.00NONOYES
Payroll Access AccountFree (your salary must be electronically assigned)Self Service BankingFREEFREEN/ANONONO
Total Access Senior
(60yrs +)		$0.0010 in Branch or ChequeFREEFREE$100.00NOYESYES
Electronic Access Account$500.002 in Branch or ChequeFREE-$200.00NONOYES
Total Access Account (USD)$10.0010 in Branch or Cheque--$1.00NONONO
Basic Access Account$300.00 
(Fee waived if balance remains above $5,000)		1 in BranchFREENO$200.00NONONO
Primary Savings Account$300.00
(Fee waived if balance remains above $5,000)		---$200.00YESYESNO
Primary Savings Junior
(0-17yrs)		$0.00
(A fee of $200 applies when the 1 in branch/cheque transaction is exceeded.)		1 in BranchFREEFREE$200.00NOYESNO
Foreign Currency Account
(USD, CAD, GBP)		$10.00
(Fee waived if balance remains above $5,000)		-FREE-$1.00NOYESNO
Signature Savings Account$1000.00
(Fee waived if balance remains above $1,000,000)		1 in Branch--$200.00NOYESNO